What is the definition of Mortgage 2 1 Buydown?

Alright, let's unpack this "mortgage 2 1 buydown" like we're at a comedy club, but with a dash of serious finance. A mortgage 2 1 buydown is like when your dream house starts to feel a tad... off. Imagine this: You've got two mortgages, kind of like two roommates, and suddenly, your budget takes a nosedive. You've got the principal, the interest, and a little extra for unexpected expenses—now you've got to cover the difference between buying your dream home and paying for a new pair of sneakers. Sounds like a plot for a horror movie, except instead of ghouls, you've got your real estate agent.

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Now, here's a sentence that might just scare your neighbors: "The real estate agent's discovered that the 'ortgage 2 1 buydown' of her client's property was actually a scam, and now she's planning to sue the mortgages for emotional distress."