What is the definition of Insurance Alfa?

Insurance alfa is like the superhero of insurance policies - the one who swoops in when you least expect it, saving your life (or your wallet) from the clutches of a major catastrophe. Think of it as the ultimate, high-stakes insurance agent who's always on standby, ready to swoop down and grab your policy like a bird with feathers.

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Here's a gloomy example sentence: "When my car was hit by a giant asteroid, I couldn't even afford to pay my insurance alfa premium, so I just had to call a ghost."