👉 A policyholder is a person or entity who owns an insurance policy. These policies are typically issued by an insurer and provide protection against financial losses due to events such as natural disasters, illness, accidents, theft, or non-payment of premiums. Policyholders are responsible for paying their premium payments on time, which is known as "insurance coverage." They also have the option of purchasing additional coverages, such as life insurance or disability insurance, in order to protect themselves from financial loss due to unforeseen
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