👉 When insurance doesn't pay: This is like when you don’t find a job after graduating college. It's not working out, and you just gave up on trying. It's the classic "when you’re not riding the wave" scenario.
Example sentence: "I've been thinking about quitting my job at [insert company name] because insurance doesn't pay. I thought maybe it was due to the recession or something, but the truth is, it's all about making ends meet."