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Definition:
The term "auto insurance with accident forgiveness" is a term used to describe a scenario where an individual's auto insurance policy becomes entirely non-renewable, meaning they are no longer required to purchase any form of coverage after the initial policy was signed and paid for.
Example Sentence: "I'm having a bad day. I'm in auto insurance, so it's not really my problem anymore. But when my car has an accident, I'll just have to pay off my debt with accident forgiveness." This is just one way "auto insurance with accident forgiveness" can be used humorously and provocatively - as a way of jokingly suggesting that the risk of getting caught in an accident might be too great for a policy to cover, but still be able to live comfortably.